{"id":988282,"date":"2026-09-21T06:42:14","date_gmt":"2026-09-21T06:42:14","guid":{"rendered":"https:\/\/teecherz.monolithmediazw.com\/?page_id=988282"},"modified":"2026-09-22T11:07:33","modified_gmt":"2026-09-22T11:07:33","slug":"lay-by-and-payment-terms","status":"publish","type":"page","link":"https:\/\/teecherz.monolithmediazw.com\/index.php\/lay-by-and-payment-terms\/","title":{"rendered":"Lay-by and Payment Terms"},"content":{"rendered":"<div class=\"vgblk-rw-wrapper limit-wrapper\">\n<div class=\"teecherz-layby-page teecherz-layby-page--editorial\">\n<section class=\"tl-editorial-hero\">\n<div class=\"tl-container tl-hero-grid\">\n<div class=\"tl-hero-copy\">\n<p class=\"tl-eyebrow\">Lay-by at Teecherz<\/p>\n<h1>Choose it now.<br \/><em>Pay over time.<\/em><\/h1>\n<p class=\"tl-hero-lead\">Choose the Teecherz products you love, make a deposit and pay the balance over up to six months with flexible instalments. Once your final payment is complete, we&#8217;ll arrange collection or delivery.<\/p>\n<div class=\"tl-actions\">\n          <a class=\"tl-button tl-button--red\" href=\"\/contact-us\/\">Start a lay-by enquiry <span aria-hidden=\"true\">\u2192<\/span><\/a><br \/>\n          <a class=\"tl-button tl-button--text\" href=\"https:\/\/wa.me\/263771905540?text=Hi%20Teecherz%2C%20I%20would%20like%20some%20assistance%20please.\" target=\"_blank\" rel=\"noopener\">Chat on WhatsApp <span aria-hidden=\"true\">\u2197<\/span><\/a>\n        <\/div>\n<\/p><\/div>\n<div class=\"tl-hero-summary\" aria-label=\"Lay-by summary\">\n<div class=\"tl-summary-line\">\n          <span class=\"tl-summary-label\">Up to<\/span><br \/>\n          <strong>6 months<\/strong><br \/>\n          <span>to pay<\/span>\n        <\/div>\n<div class=\"tl-summary-line\">\n          <span class=\"tl-summary-label\">Flexible<\/span><br \/>\n          <strong>Instalments<\/strong><br \/>\n          <span>that suit your budget<\/span>\n        <\/div>\n<div class=\"tl-summary-line\">\n          <span class=\"tl-summary-label\">Collection<\/span><br \/>\n          <strong>After final<\/strong><br \/>\n          <span>payment<\/span>\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"tl-container tl-benefit-strip\" aria-label=\"Lay-by benefits\">\n<div class=\"tl-benefit\">\n        <strong>Up to 6 months<\/strong><br \/>\n        <span>Flexible time to pay<\/span>\n      <\/div>\n<div class=\"tl-benefit\">\n        <strong>Flexible instalments<\/strong><br \/>\n        <span>Pay towards your balance<\/span>\n      <\/div>\n<div class=\"tl-benefit\">\n        <strong>Final payment<\/strong><br \/>\n        <span>Then arrange collection or delivery<\/span>\n      <\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"tl-process-section\">\n<div class=\"tl-container\">\n<div class=\"tl-section-heading\">\n<p class=\"tl-eyebrow\">A simple way to plan your purchase<\/p>\n<h2>How lay-by works<\/h2>\n<p>Choose what you need, spread your payments, and complete your purchase when the balance is settled.<\/p>\n<\/p><\/div>\n<ol class=\"tl-process-row\">\n<li class=\"tl-process-step\">\n          <span class=\"tl-step-number\">01<\/span><\/p>\n<h3>Choose your products<\/h3>\n<p>Choose the products you would like to purchase.<\/p>\n<\/li>\n<li class=\"tl-process-step\">\n          <span class=\"tl-step-number\">02<\/span><\/p>\n<h3>Agree your lay-by<\/h3>\n<p>Agree the tenure, up to six months, and make a deposit.<\/p>\n<\/li>\n<li class=\"tl-process-step\">\n          <span class=\"tl-step-number\">03<\/span><\/p>\n<h3>Make instalments<\/h3>\n<p>Make instalments in any amount, provided the balance is settled within the agreed tenure.<\/p>\n<\/li>\n<li class=\"tl-process-step\">\n          <span class=\"tl-step-number\">04<\/span><\/p>\n<h3>Complete your purchase<\/h3>\n<p>After final payment, we arrange invoicing and collection or delivery.<\/p>\n<\/li>\n<\/ol><\/div>\n<\/section>\n<section class=\"tl-information-section\">\n<div class=\"tl-container tl-information-grid\">\n<div class=\"tl-information-copy\">\n<p class=\"tl-eyebrow\">Please keep these points in mind<\/p>\n<h2>Important to know<\/h2>\n<ul class=\"tl-checklist\">\n<li>Products on lay-by are not reserved.<\/li>\n<li>Collection or delivery happens only after the final instalment.<\/li>\n<li>Prices may change; the prevailing price applies when the lay-by is completed and invoiced.<\/li>\n<\/ul>\n<div class=\"tl-cancellation\">\n          <strong>Cancellation<\/strong><\/p>\n<p>Cancellation attracts a penalty of 20% of the amount paid.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<aside class=\"tl-assistance-panel\">\n<p class=\"tl-eyebrow\">Here when you need us<\/p>\n<h2>Need help with your lay-by?<\/h2>\n<p>Our team can help with product availability, payment options and your lay-by enquiry.<\/p>\n<div class=\"tl-assistance-actions\">\n          <a class=\"tl-button tl-button--red\" href=\"https:\/\/wa.me\/263771905540?text=Hi%20Teecherz%2C%20I%20would%20like%20some%20assistance%20please.\" target=\"_blank\" rel=\"noopener\">Chat on WhatsApp <span aria-hidden=\"true\">\u2197<\/span><\/a><br \/>\n          <a class=\"tl-button tl-button--light\" href=\"\/contact-us\/\">Contact Teecherz <span aria-hidden=\"true\">\u2192<\/span><\/a>\n        <\/div>\n<\/aside><\/div>\n<\/section>\n<section class=\"tl-availability-section\">\n<div class=\"tl-container tl-availability-grid\">\n<div class=\"tl-availability-column\">\n<p class=\"tl-eyebrow\">Before you settle<\/p>\n<h2>Product availability<\/h2>\n<p>We endeavour to supply the goods described, subject to stock availability. If a product is out of stock or no longer available, you may choose alternatives to the value of the credit in your lay-by account, or request a direct bank deposit refund to that value.<\/p>\n<\/p><\/div>\n<div class=\"tl-availability-column\">\n<p class=\"tl-eyebrow\">When your balance is complete<\/p>\n<h2>Collection &amp; delivery<\/h2>\n<p>Goods will be made available as soon as reasonably possible after final payment, subject to stock and logistical constraints. Please let us know your intention to settle in advance so we can secure the goods you need.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"tl-final-cta\">\n<div class=\"tl-container tl-final-cta-inner\">\n<div>\n<p class=\"tl-eyebrow\">Ready when you are<\/p>\n<h2>Ready to get started?<\/h2>\n<p>Speak to Teecherz and we&#8217;ll help you set up your lay-by.<\/p>\n<\/p><\/div>\n<div class=\"tl-actions\">\n        <a class=\"tl-button tl-button--red\" href=\"\/contact-us\/\">Start a lay-by enquiry <span aria-hidden=\"true\">\u2192<\/span><\/a><br \/>\n        <a class=\"tl-button tl-button--light\" href=\"https:\/\/wa.me\/263771905540?text=Hi%20Teecherz%2C%20I%20would%20like%20some%20assistance%20please.\" target=\"_blank\" rel=\"noopener\">Chat on WhatsApp <span aria-hidden=\"true\">\u2197<\/span><\/a>\n      <\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n<style id=\"teecherz-layby-inline-style\">\nbody.page-id-988282 #sub-header,\nbody.page-id-988282 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.tl-availability-column:first-child {\n  padding-left: 0;\n}\nbody.page-id-988282 .tl-availability-column:last-child {\n  padding-right: 0;\n  border-left: 1px solid var(--tl-line);\n}\nbody.page-id-988282 .tl-availability-column h2 {\n  margin-bottom: 18px;\n  font-size: 28px;\n}\nbody.page-id-988282 .tl-availability-column p:last-child {\n  max-width: 520px;\n  margin: 0;\n  color: var(--tl-muted);\n  font-size: 15px;\n  line-height: 1.8;\n}\nbody.page-id-988282 .tl-final-cta {\n  padding: 62px 0;\n  background: var(--tl-navy);\n}\nbody.page-id-988282 .tl-final-cta-inner {\n  display: flex;\n  align-items: center;\n  justify-content: space-between;\n  gap: 40px;\n}\nbody.page-id-988282 .tl-final-cta .tl-eyebrow {\n  color: #ffb3ad;\n}\nbody.page-id-988282 .tl-final-cta h2 {\n  margin-bottom: 10px;\n  color: #fff;\n  font-size: clamp(34px, 4vw, 54px);\n  font-weight: 500;\n  letter-spacing: -.045em;\n  line-height: 1;\n}\nbody.page-id-988282 .tl-final-cta p:last-child {\n  margin: 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Choose the Teecherz products you love, make a deposit and pay the balance over up to six months with flexible instalments. Once your final payment is complete, we&#8217;ll arrange collection or delivery. Start a lay-by enquiry \u2192 Chat on WhatsApp \u2197 Up to 6 months to pay&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-988282","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/pages\/988282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/comments?post=988282"}],"version-history":[{"count":9,"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/pages\/988282\/revisions"}],"predecessor-version":[{"id":988328,"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/pages\/988282\/revisions\/988328"}],"wp:attachment":[{"href":"https:\/\/teecherz.monolithmediazw.com\/index.php\/wp-json\/wp\/v2\/media?parent=988282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}